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|
Share Savings/Club Rates |
| ACCOUNT TYPE |
APR |
APY |
| REGULAR SHARE/SAVINGS |
1.00% |
1.00% |
| IRA SAVINGS |
0.85% |
0.85% |
| KIDS CLUB |
1.00% |
1.00% |
| HOLIDAY CLUB |
1.00% |
1.00% |
| VACATION CLUB |
1.00% |
1.00% |
|
APY=Annual Percentage Yield |
|
Share/IRA Certificates
|
| TERM |
APR |
APY |
| 6 month |
2.48% |
2.50% |
| 12 month |
2.72% |
2.75% |
| 18 month |
2.82% |
2.85% |
| 24 month |
2.97% |
3.00% |
| 36 month |
3.11% |
3.15% |
| 48 month |
3.21% |
3.25% |
| 60 month |
3.21% |
3.25% |
|
APY=Annual Percentage Yield |
|
|
Money Market Deposit Account |
TERM |
APR |
APY |
$2,500 - $9,999 |
1.79% |
1.80% |
$10,000 - $24,999 |
2.49% |
2.50% |
| $25,000 & greater |
2.73% |
2.75% |
APY=Annual Percentage Yield |
|
Auto Loan Rates |
| TERM IN MONTHS |
RATE AS LOW AS |
| 1-36 |
4.69% APR |
| 37-48 |
4.95% APR |
| 49-60 |
5.20% APR |
| 61-72 |
5.45% APR |
| 73-84 |
5.99% APR |
Other Loan Rates* |
| Line of Credit |
9.50% APR |
| Signature Loans |
9.50% APR |
| Consolidation Loans |
9.50% APR |
| Platinum VISA Credit Card |
6.00% APR |
*Rates based on individual credit history. Your actual rate may be higher. Call for rates on Boats, Motorcycles, RVs, etc.
|
First Mortgage Rates
|
Mortgage Product
|
Rates as low as |
| Fixed Rate |
6.375% / 6.423% APR |
| One-Year ARM |
5.250% / 9.312% APR |
|
Three-Year ARM |
5.625% / 8.874% APR |
| Five-Year ARM |
6.125% / 8.704% APR |
**Maximum Loan-To-Value is 95% of the appraised value subject to eligiblity.
All rates are calculated on a 30 year term.
For a 20 year term, deduct 0.125% from the 30 year rate.
For a 15 year term, deduct 0.375% from the 30 year rate.
Rate is based on individial credit history and the percentage of equity available on the subject property. Your actual rate may be higher. |
Second Mortgage Rates |
Mortgage Product |
Rates as low as |
| Home Equity Line of Credit (HELOC) - Revolving account w/adjustable rate |
4.000% APR |
| Fixed 2nd Mortgage - Installment account w/fixed rate |
6.000% APR |
***Maximum Loan-To-Value is 100% of the appraised value subject to eligibility.
Rate is based on individial credit history and the percentage of equity available on the subject property. Your actual rate may be higher. |
APR - All rates are Annual Percentage Rates
All rates are subject to change. |
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