KECU

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Adminstration, a U.S. Government Agency.

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SAVINGS RATES

The following rates are effective as of 05/09/2012. Dividend rates are subject to change without notice.

Savings/Club Rates
ACCOUNT TYPE	APR	APY
REGULAR SHARE/SAVINGS	0.15%	0.15%
IRA SAVINGS	0.15%	0.15%
KIDS CLUB	0.15%	0.15%
HOLIDAY CLUB	0.15%	0.15%
VACATION CLUB	0.15%	0.15%
APY=Annual Percentage Yield

Share/IRA Certificates
TERM	APR	APY
6 month	0.30%	0.30%
12 month	0.50%	0.50%
18 month	0.65%	0.65%
24 month	0.80%	0.80%
36 month	1.00%	1.00%
48 month	1.14%	1.15%
60 month	1.29%	1.30%
APY=Annual Percentage Yield

Money Market Savings Account
TERM	APR	APY
$2,500 - $9,999	0.20%	0.20%
$10,000 - $24,999	0.25%	0.25%
$25,000 & greater	0.30%	0.30%
APY=Annual Percentage Yield

Fees may reduce earnings on account(s). Penalty for early withdrawal on certificate(s) and club account(s).