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This credit union is federally insured by the National Credit Union Administration

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Share Certificates
Maximize your return by locking in your funds for a specified time period.

  • Earn a higher rate than a regular KECU Share ACCOUNT
  • Minimum $500 deposit required
  • All rates are fixed for a specific term
  • Share Certificate terms include:
    - 6 Months
    - 12 Months
    - 18 Months
    - 24 Months
    - 36 Months
    - 48 Months
    - 60 Months

IRA (Individual Retirement Account) Certificates
This account offers you a great way to save for retirement.

  • IRAs are available in the following terms:
    - 6 Months
    - 12 Months
    - 18 Months
    - 24 Months
    - 36 Months
    - 48 Months
    - 60 Months

  • Minimum $1,000 deposit required
  • Types of IRAs available:
    • Roth
    • Traditional
    • Educational

>> Click here for current rates

NCUA Insurance
All funds deposited with Kentucky Employees Credit Union are federally insured up to at least $250,000 by the NCUSIF, a government agency.

    Join KECU
    This membership application form is in PDF format and requires Adobe Acrobat Reader®. You may complete the form online but you must print the form, sign and date then mail or fax it to KECU. Also, please include a copy of a State Issued ID and $5 minimum membership requirement. Before joining you must read our membership and account agreement . An additional membership and account agreement will be sent to you after your application has been approved.

    >> Membership and Account Agreement

    >> Membership Application