Share Certificates
Maximize your return by locking in your funds for a specified time period.

• Earn a higher rate than a regular KECU Share ACCOUNT
  
• Minimum $500 deposit required
  
• All rates are fixed for a specific term
  
• Share Certificate terms include:
  

  - 6 Months - 12 Months - 18 Months - 24 Months

  - 36 Months - 48 Months - 60 Months

IRA (Individual Retirement Account) Certificates
This account offers you a great way to save for retirement.

• IRAs are available in the following terms:
  

  - 6 Months - 12 Months - 18 Months - 24 Months

  - 36 Months - 48 Months - 60 Months

  
  
• Minimum $1,000 deposit required
  
• Types of IRAs available:
  • Roth
    
  • Traditional
    
  • Educational

>> Click here for current rates

NCUA Insurance
All funds deposited with Kentucky Employees Credit Union are federally insured up to at least $250,000 by the NCUSIF, a government agency.

Join KECU
This membership application form is in PDF format and requires Adobe Acrobat Reader®. You may complete the form online but you must print the form, sign and date then mail or fax it to KECU. Also, please include a copy of a State Issued ID and $5 minimum membership requirement. Before joining you must read our membership and account agreement . An additional membership and account agreement will be sent to you after your application has been approved.

>> Membership and Account Agreement

>> Membership Application